Extra Perks
Shop With Points
PayPal Wallet
Add your Signal Rewards to your PayPal wallet and pay with points anywhere PayPal is accepted.
Amazon Checkout
Link your Signal Rewards with your Amazon account and use points at checkout to cover some, or all, of your purchases.
Accumulate Faster
Combine points earned on your debit card and credit card purchases. So you can accumulate –and start rewarding yourself – faster!
Activate Merchant Offers
Our Merchant Network of 8,000+ local and national retailers provide extra special offers just for you – our Signal Rewards account holders.
Ways to Earn
![](https://staging.signalfinancialfcu.org/cms/wp-content/uploads/2024/05/signal-rewards-debit-card.png)
![](https://staging.signalfinancialfcu.org/cms/wp-content/uploads/2024/03/signature-visa-credit-card.png)
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Credit Card Rewards
Signature Visa® Card
- 3% cash back on travel purchases
- 2% cash back on gas, groceries, and restaurants
- 1% cash back on everything else3
Platinum Visa® Card
- 3 points per $1 spent on travel
- 2 points per $1 on gas, groceries, and restaurants
- 1 point per $1 on everything else4
Spend $1,000 in the first 90 days and you can secure bonus cash back on the Signature Visa® card or bonus points on the Platinum Visa® card!
Redeeming Your Points
To check your points and redeem rewards, simply log in to your online banking or Signal mobile app and navigate to the rewards section. It’s that simple!
Frequently Asked Questions
Why did the rewards program change from automatic cashback to manual redemption?
We made this change to ensure that rewards are utilized by engaged members, optimizing our resources, and enabling us to offer better products, services, and rates to all our members. Manual redemption also provides you with the flexibility to choose between immediate cash-out or accumulating points for larger rewards.
Has the point calculation strategy for different purchase categories changed?
No, the point calculation strategy for different purchase categories remains the same as before. Members with a Signal Platinum Visa® credit card continue to earn 3 points for every $1 spent on travel, 2 points on gas, groceries, and restaurants, and 1 point on all other purchases.
Why does cashback show up as points on the website?
We understand the confusion caused by cashback appearing as points on our website. We are actively working with our vendor to rectify this issue. Our goal is to display cashback as cash to provide a clearer redemption process. We anticipate completing this transition by the end of this year or sooner. Rest assured, you are still earning points during this time, and have the opportunity to redeem your points for cash within the Signal Rewards powered by uChoose platform.
How do I redeem my reward points under the new Signal Rewards program?
To redeem your reward points, follow these steps:
- Log in to your Signal online banking or mobile app.
- Access the “Card Control Plus” section within your online banking or mobile app.
- Navigate to the rewards section, where you can view your accumulated points and initiate the redemption process.
- Follow the step-by-step instructions provided to guide you through the redemption process.
Please note that the rewards section is located within the “Card Control Plus” feature of your online banking and mobile app. If you encounter any difficulties or have questions along the way, our Digital Member Support team is here to assist you. Your experience with Signal Financial is important to us, and we’re committed to making your reward redemption process as smooth as possible.
Can I still redeem my old CURewards points under the new program?
Absolutely! We want to assure you that all current CURewards points have been seamlessly transferred over to the new Signal Rewards program. Our commitment to you is to ensure a smooth transition and make sure your hard-earned points are preserved. You’ll be able to utilize these points in the new program just as you did before.
Will my points expire?
No need to worry about expiring points anymore! We’ve reset the expiration date for all Signal Reward points, including those transferred from your LinkRewards/CURewards. Now, your points will be valid for three years from the earnings date. This change benefits members whose points were approaching expiration, giving you more time to enjoy your rewards.
What if I have further questions or concerns about the rewards program?
We’re here to help! Feel free to reach out to our Digital Member Support (DMS) team via chat, email, or phone. We’re dedicated to providing the support you need and ensuring your experience with Signal Financial is positive and rewarding.
What is Signal Rewards, powered by uChoose?
Signal Rewards is a FREE Rewards Program for Signal debit and credit card holders. Once you sign up, you will earn Signal Rewards points that can be redeemed for cash back, gift cards, travel rewards, donations, dining, and more.
How do I get started?
To redeem your reward points, please register through Signal’s online banking.
Where can I view my point activity?
You can access the history of your point activity by accessing your Signal Rewards account within your online banking or mobile app.
What can I redeem my points for?
It’s your choice! You can choose from millions of options, whether you prefer products, travel experiences, activities, event tickets, cash back, gift cards, or more!
Do Mobile Wallet and Tap to Pay transactions count?
Yes. Mobile Wallet (Apple Pay, Google Pay, and Samsung Pay) all count towards transactions to receive points, so long as the transaction is processed by the merchant as a credit POS.
Will my old CURewards points transfer to the new Signal Rewards program?
Yes, all current CURewards points will convert over to the new Signal Rewards program.
Will the conversion of CURewards points apply to both credit and debit points?
All rewards points will automatically transfer to your new Signal Rewards account.
Do reward points expire?
Signal Reward points expire 3 years after the earn date. The expiration date of points transferred from your LinkRewards/CURewards will be honored.
Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
Routing Number:
255075495
Main Line
301-933-9100
VISA® Credit Card: General Assistance
For Consumer/Business Cards:
800-328-3018
For Visa Signature Cards:
800-328-3033
ATM/VISA® Debit Card: Lost/Stolen
866-498-2213
Automated Phone System
800-447-8997