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Credit Cards Tailored
to Your Life Stage

Each card tells a unique story tailored to your life’s adventures. Choose the card that aligns with your current journey, and let the rewards unfold!

0% APR for the first 12 months after card opening on purchases and balance transfers

14.00%-18.00%
APR6 thereafter

$500 to
$40,000 credit

Signature Visa® Card1

Cash Back for Everyday Wins

From coffee runs to grocery hauls, the Signature Visa card turns your everyday purchases into cash-back rewards. Celebrate the small wins in life.

  • 3% cash back on travel purchases
  • 2% cash back on gas, groceries, and restaurants
  • 1% cash back on everything else2

Platinum Visa Card:

Points for Family Moments

Capture family moments with the Platinum Visa card. Earn points on everything from movie nights to dinner gatherings, turning family time into something special.

  • 3 points per $1 spent on travel
  • 2 points per $1 on gas, groceries, and restaurants
  • 1 point per $1 on everything else3

Direct Visa Card:

Smart Savings, Smart Living

Smart choices at the pump or the checkout translate into real savings. The low interest rates are ideal for balance transfers and high-ticket purchases making your budget-savvy lifestyle even more rewarding.

Secured Visa Card:

Building Credit, One Step at a Time

Build or improve your credit journey with the Secured Visa® card. Every responsible payment is a step toward a solid credit foundation, helping you shape a secure financial future.

Your credit card is more than just plastic – it’s a gateway to perks and rewards! Dive into the exclusive benefits waiting to elevate your lifestyle.

Credit Card Insights

Signature1 VISA Platinum3 VISA Direct4 VISA Secured5 VISA
Annual Percentage Rate (APR) Variable; currently
15.75% – 18.00% APR
Variable; currently
14.75% – 18.00% APR
Variable; currently
14.00% – 18.00% APR
18.00% APR
Introductory APR 0% APR for the first 12 months after card opening on purchases and balance transfers6, then a variable card rate of 15.75% – 18.00% APR 0% APR for the first 12 months after card opening on purchases and balance transfers6, then a variable card rate of 14.75% – 18.00% APR 0% APR for the first 12 months after card opening on purchases and balance transfers6, then a variable card rate of 14.00% –18.00%APR
Credit Limit $5,000 to $40,000 $500 to $40,000 $500 to $40,000 $500 to $1,000
Annual Fee No Annual Fee No Annual Fee None the first year. Each year thereafter, $25 per year. Annual fee is waived for members who conduct a minimum of $1,000.00 in transactions over a 12-month period. None the first year. Each year thereafter, $25 per year. Annual fee is waived for members who conduct a minimum of $1,000.00 in transactions over a 12-month period.
Foreign Transaction Fee 1% of the transaction amount 1% of the transaction amount 1% of the transaction amount
Balance Transfer Rate 0% for the first 12 months after card opening; then reverts to card rate6 0% for the first 12 months after card opening; then reverts to card rate6 0% for the first 12 months after card opening; then reverts to card rate6 18.00% APR
Balance Transfer Fee None for the first 12 months after card opening7 None for the first 12 months after card opening7 None for the first 12 months after card opening7 $10 or 2.5% of the transfer (whichever is greater)

Credit Card Insights

Signature1 VISA® Platinum3 VISA®
Annual Percentage Rate (APR) Variable; currently 16.00% – 18.00% APR Variable; currently 15.00% – 18.00% APR
Introductory APR 0% APR for the first 12 months after card opening on purchases and balance transfers6, then a variable card rate of 16.00% – 18.00% APR 0% APR for the first 12 months after card opening on purchases and balance transfers6, then a variable card rate of 15.00% – 18.00% APR
Credit Limit $5,000 to $40,000 $500 to $40,000
Annual Fee No Annual Fee No Annual Fee
Foreign Transaction Fee 1% of the transaction amount
Balance Transfer Rate 0% for the first 12 months after card opening; then reverts to card rate6 0% for the first 12 months after card opening; then reverts to card rate6
Balance Transfer Fee None for the first 12 months after card opening7 None for the first 12 months after card opening7
Direct4 VISA® Secured5 VISA®
Annual Percentage Rate (APR) Variable; currently 14.00%-18.00% APR 18.00% APR
Introductory APR 0% APR for the first 12 months after card opening on purchases and balance transfers6, then a variable card rate of 14.00% -18.00% APR
Credit Limit $500 to $40,000 $500 to $1,000
Annual Fee None the first year. Each year thereafter, $25 per year. Annual fee is waived for members who conduct a minimum of $1,000.00 in transactions over a 12-month period. None the first year. Each year thereafter, $25 per year. Annual fee is waived for members who conduct a minimum of $1,000.00 in transactions over a 12-month period.
Foreign Transaction Fee 1% of the transaction amount 1% of the transaction amount
Balance Transfer Rate 0% for the first 12 months after card opening; then reverts to card rate6 18.00% APR
Balance Transfer Fee None for the first 12 months after card opening7 $10 or 2.5% of the transfer (whichever is greater)

Choose a card that aligns with your current journey and let Signal Financial be your partner in turning daily moments into rewarding wins.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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